Most start ups feel the need for additional money to expand, advertise, and typically reach a size where the return on investment is great. When the first investment corpus earmarked by the entrepreneur is consumed, they turn their thoughts to small business loans. However, successfully applying for a small business loan is not an easy task....

Obtaining small business loans is tricky unless you're well prepared. Whether you're asking for a loan from the regional bank, credit union, or some other source, you need to do your homework first to ensure that your loan application is successful. Most banks and other creditors believe small business loans insecure especially in the initial years...